Empowering Payments,
Enabling Growth.
A complete fintech ecosystem for merchants — from smart POS and online gateways to QR payments, digital wallets and beyond.
Qatar's first licensed multi-bank PSP.
Founded in 2015, Noqoody Payment Services delivers secure, innovative and comprehensive fintech solutions that empower merchants, enterprises and consumers across multiple industries.
With direct integration to the Qatar Central Bank, and certifications from Visa and Mastercard, our infrastructure ensures 100% uptime, zero breaches and world-class security standards.
Noqoody – Licensed Payment Service Provider
Noqoody is a Qatar Central Bank–licensed Payment Service Provider (PSP), authorized to operate across both online payment gateways and POS payment acquiring. With dual licensing, Noqoody enables businesses to accept and process digital payments securely through e-commerce platforms, mobile apps, and physical POS terminals.
This dual capability positions Noqoody as a comprehensive PSP, bridging online and in-store payments with full compliance, reliability, and scalability for merchants across Qatar.
"Connecting Businesses with Secure Online & POS Payment Solutions."
VISAmastercardPCI DSSEMVQNBCommercial BankQIBDoha BankDukhan BankNAPSPayPalVISAmastercardPCI DSSEMVQNBCommercial BankQIBDoha BankDukhan BankNAPSPayPalThree pillars. One ecosystem.
The main financial activities that power every Noqoody merchant — from the website checkout to the in-store terminal, all unified by our fintech core.
By the numbers
Every payment channel a merchant needs — in one ecosystem.
POS & Tap-to-Pay
In-store, contactless and NFC payments
Payment Links
Get paid instantly via shareable links
Invoice & Bill Payments
Digital invoicing with online payment options
Recurring & Subscription
Automated billing for any service
Digital Wallet Solutions
Wallet-based payments and integrations
SoftPOS
Accept payments directly on smart devices
Parking & Vending
Automated unattended payment systems
Merchant Dashboard
Real-time analytics & reconciliation
Government & Enterprise
Tailored payments for large entities
Donation Platforms
Multi-channel donation collection
Property & Utility
Rent, service charge, utility collections
The Noqoody Fintech Lab
A growing portfolio of fintech products purpose-built for the Qatari market.
Built on the world's strictest security standards.
PCI DSS
Global security standard for secure payment processing.
EMV Certified
Smart-card chip & PIN acceptance across all terminals.
SSL / TLS
End-to-end encrypted transmissions on every channel.
Visa & Mastercard
Fully certified by global card networks.
The PSP network behind Noqoody
Direct settlement and acquiring partnerships with Qatar's leading banks — regulated by the Qatar Central Bank.
Credit Card Saved for on demand Payments
For Payment on Request or Recurring Payments
The in-house Card Tokenization System
1. Card
2. Encrypted
3. Vault
4. Checkout
The tokenization journey, stage by stage
Card Captured
Cardholder enters card once — inside our secure boundary.
The cardholder enters their PAN once on a PCI-DSS-compliant form. Data is captured directly inside Noqoody's secure boundary — never touching your servers.
Encrypted Payload
AES-256 encryption over mutually-authenticated TLS.
The PAN is encrypted in real time with AES-256 and routed to Noqoody's Tokenization Service over a mutually-authenticated channel.
Token Minted & Vaulted
A unique token replaces the PAN — original lives in the vault.
A unique, format-preserving token replaces the PAN. The original card data lives only inside the hardened vault — your systems hold the token.
Charge On-Demand
Reuse the token anytime for one-tap or recurring charges.
On every checkout or recurring cycle, the token is exchanged for a one-time authorization — fast, repeatable, and fully reconciled.
PCI-DSS Vaulted
Card data is replaced by a non-reversible token, never stored on your servers.
Recurring & On-Request
Charge customers on a schedule or trigger one-tap payments anytime.
One-Tap Checkout
Returning customers pay instantly with their saved, tokenized card.
Ready to tokenize your payments?
Apple Pay & Google Pay Recurring Payments
The 1st in Qatar of Online Subscriptions
Swipe ← / → to switch
Step 1 — Customer opens the wallet menu and taps Recurring Payments.
Mastercard Merchant-to-Merchant Accounts
Noqoody is the sole fintech in Qatar with a direct contract with Mastercard to enable business card-to-account transfers — settled to the merchant in T+1 day.
Mastercard C2A Payment Solutions
Secure B2B payments with MAID routing, IC++ pricing and T+1 settlement for Qatari merchants — powered by Noqoody's direct Mastercard contract.
Sole Qatar Fintech
The only fintech in Qatar with a direct Mastercard contract for merchant-to-merchant card transfers.
T+1 Settlement
Funds land in the receiving merchant's account next business day — no intermediaries, no delays.
IC++ Transparent Pricing
Interchange + scheme + acquirer pricing with full transparency, MAID routing 430509–430514.
My Profile
Keep your contact details and picture up to date so our merchant team can reach the right person.
Ready to modernize your payments?
Join 1,000+ merchants powering their business with Qatar's most complete payment ecosystem.